Website Terms and Conditions

Panoramica Solutions Limited
Last updated: 22/01/2026

1. About Us

This website (the “Site”) is operated by Panoramica Solutions Ltd (“Panoramica”, “we”, “us”, or “our”), a company incorporated in England and Wales with company number 16272478 and registered office at 3B Grimsby Street, London, E2 6ES.

You can contact us at:
Email: lorenzo@panoramica.solutions
Postal address: 3B Grimsby Street, London, E2 6ES

By accessing or using this Site, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you must not use this Site.

These Terms apply to your use of the Site only. If you engage Panoramica to provide consulting or other services, that relationship will be governed by a separate written agreement (e.g., a Master Services Agreement, Statement of Work, or Services Agreement), which will prevail over these Terms in case of conflict.

2. Use of the Site

2.1 Eligibility

You may use the Site only if you are at least 18 years old and capable of entering into a binding contract under applicable law.

2.2 Permitted Use

You may use the Site for legitimate business purposes, including:

• Learning about our services;
• Requesting information or a consultation;
• Accessing articles, resources, or other content made available on the Site.

2.3 Prohibited Use

You must not:

• Use the Site in any way that breaches applicable law or regulation;
• Use the Site to send, upload, or transmit any material that is unlawful, defamatory, obscene, offensive, or infringing;
• Attempt to gain unauthorised access to any part of the Site or any systems or networks connected to the Site;
• Use any automated system (including bots, crawlers, or scrapers) to access the Site for any purpose without our prior written consent;
• Reverse engineer, decompile, or otherwise attempt to derive the source code of any part of the Site.

We may suspend or terminate your access to the Site if we reasonably believe you have breached these Terms.

3. Information on the Site

3.1 General Information Only. The content on this Site is provided for general information purposes only. It does not constitute legal, tax, financial, investment, or other professional advice, and you should not rely on it as such.

3.2 No Client Relationship. Your use of the Site, including submitting a contact form or booking a call, does not create a client, advisory, or fiduciary relationship between you and Panoramica. Any such relationship will only arise under a separate written agreement expressly entered into between you and us.

3.3 Accuracy. We make reasonable efforts to keep information on the Site accurate and up to date, but we do not guarantee that the content is complete, accurate, or current. We may update, change, or remove content at any time without notice.

4. Booking Consultations and Contact Forms

4.1 Enquiries. If you submit a contact form, book a consultation, or otherwise request that we contact you, you:

• Consent to us contacting you using the details you provide;
• Confirm that the information you provide is accurate and not misleading;
• Acknowledge that any initial discussion or consultation is exploratory and does not create a binding obligation on either party to proceed.

4.2 No Guaranteed Availability. We do not guarantee that any particular time slots will be available, nor that we will accept any proposed engagement or project.

4.3 Separate Agreements. If we agree to provide services to you or your business, that engagement will be documented and governed by a separate written agreement. These Terms are not a services contract.

5. Intellectual Property

5.1 Ownership. All intellectual property rights in and to the Site and its content (including text, graphics, logos, icons, images, audio or video clips, articles, templates, and software) are owned by or licensed to Panoramica, unless stated otherwise.

5.2 Limited Licence. Subject to your compliance with these Terms, we grant you a limited, revocable, non‑exclusive, non‑transferable licence to access and use the Site and to view and download content solely for your own internal business purposes.

5.3 Restrictions. You must not:

• Copy, reproduce, distribute, republish, display, post, or transmit any part of the Site or its content in any form or by any means, except for internal business use or as otherwise expressly permitted;
• Remove, alter, or obscure any copyright, trademark, or other proprietary notices;
• Create derivative works based on any part of the Site or its content without our prior written consent.

5.4 Feedback. If you provide feedback, suggestions, or ideas regarding the Site or our services (“Feedback”), you acknowledge that we may use such Feedback without restriction or obligation to you.

6. Third‑Party Links and Tools

The Site may contain links to third‑party websites, tools, or resources that are not operated by us. We provide these links for convenience only and do not endorse or accept responsibility for any third‑party sites, content, or services. If you access third‑party sites or services via links on the Site, you do so at your own risk.

7. Privacy and Cookies

We process personal data in accordance with our Privacy Notice. By using the Site or providing us with personal data, you acknowledge that we will handle your data as described in our Privacy Notice.

8. Disclaimers

8.1 Site “As Is”. The Site and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, representations, and conditions, whether express, implied, statutory, or otherwise.

8.2 No Guarantee of Results. Any case studies, examples, or references to outcomes on the Site are illustrative only and do not constitute a guarantee of any particular results or performance for any client or user.

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable to you for any loss of profits, loss of revenue, loss of anticipated savings, loss of goodwill, or loss of opportunity. Our total aggregate liability to you for all claims arising in any 12‑month period shall not exceed £100.

10. Indemnity

To the extent permitted by law, you agree to indemnify and hold Panoramica harmless from and against any claims arising out of your breach of these Terms or your use of the Site.

11. Changes to the Site and These Terms

We may revise these Terms from time to time. The updated version will be indicated by an updated “Last updated” date at the top of this page.

12. Governing Law and Jurisdiction

These Terms are governed by and shall be construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction.

13. Contact Us

Panoramica Solutions Ltd
Email: lorenzo@panoramica.solutions
Address: 3B Grimsby Street, London, E2 6ES

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Terms and Conditions of Service

Panoramica Solutions Ltd

1. Definitions and Interpretation

“Panoramica”, “we”, “us”, “our” means Panoramica Solutions Ltd.
“Client”, “you”, “your” means the person or entity purchasing Services from Panoramica.
“Agreement” means the contract comprising these Terms and any Order.
“Services” means the consulting, advisory, and operational support services described in an Order.

2. Basis of Contract

These Terms apply to all Services provided by Panoramica to the Client. An Agreement is formed when the Client signs an Order or Panoramica confirms acceptance of an order.

3. Services and Scope

Panoramica provides strategic, operational, and systems‑level services. We do not act as a broker, dealer, or placement agent, nor do we provide legal or tax advice. We do not guarantee specific commercial outcomes unless expressly stated in an Order.

4. Client Responsibilities

The Client shall appoint a primary contact, provide timely access to systems/data, and ensure information provided is accurate. The Client remains responsible for its own business decisions and compliance with applicable laws.

5. Fees, Invoicing, and Payment

Fees are set out in the Order. Unless stated otherwise, invoices are payable within the agreed timeframe. Fees are exclusive of VAT and applicable taxes.

6. Data Protection and Privacy

The Client acts as “controller” and Panoramica as “processor” for personal data processed in providing Services. The Client ensures it has a lawful basis for processing such data.

7. Confidentiality

Each Party shall keep confidential all non‑public information disclosed by the other Party. This obligation survives termination for three (3) years.

8. Intellectual Property

Each Party retains its pre‑existing IP. Panoramica retains ownership of its methodologies and templates. Upon payment, the Client receives a licence to use Deliverables for internal business purposes.

9. Warranties and Disclaimers

Panoramica warrants it will perform Services with reasonable skill and care. All other warranties are excluded to the fullest extent permitted by law.

10. Limitation of Liability

Panoramica’s liability is limited to the Fees actually paid by the Client in the 12 months preceding the claim. We are not liable for indirect or consequential damages.

11. Term and Termination

The Agreement continues until Orders are completed or terminated. Either Party may terminate for convenience with notice (as per Order) or immediately for material breach.

12. General

These Terms are governed by the laws of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales.